AI Agent for Construction
Lumber Certificate of Insurance (COI) Agent
Lumber COI Agent automatically reads subcontract agreements and Certificates of Insurance, compares coverage against contractual requirements, and surfaces compliance gaps.
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Stop Chasing COIs. Start Managing Risk.
AI-Powered Insurance Compliance for General Contractors
Lumber COI Agent handles the document analysis and surfaces what needs your attention — while your team remains in control of every compliance decision.
Intelligent Contract Review
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Understand what each subcontract requires
Lumber COI Agent reads subcontract agreements and identifies insurance requirements, including coverage types, limits, endorsements, additional insured requirements, and other contractual obligations.
Contract-Aware Coverage Validation
Compare coverage against the requirements that actually matter
The agent analyzes Certificates of Insurance and compares coverage details against the requirements identified in the subcontract.
AI-Powered Compliance Insights
See what's compliant — and what needs attention.
Get a clear view of coverage status and surface missing, expired, or insufficient coverage so your team can quickly investigate and take action.
Continuous Renewal Monitoring
Keep compliance current throughout the project lifecycle
Track policy expirations and renewal requirements so coverage doesn't fall through the cracks — including insurance obligations that may extend years beyond project completion.
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Built for the Complexity of Construction
Manage Hundreds of COIs Without Hundreds of Hours and More
A GC may manage 200–300+ active COIs across projects, subcontractors, and vendors — with requirements that can continue long after a project is complete. Lumber COI Agent helps your team:
Save Time
Reduce the 10–15+ hours per week spent on manual COI review, tracking, and follow-up.
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Reduce Risk
Surface expired, missing, or insufficient coverage before it creates a bigger problem.
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Standardize Reviews
Apply a consistent approach to insurance compliance across projects and subcontractors.
AI-Assisted. Human-Approved.
Your Team Stays in Control
Insurance compliance isn't something you should blindly hand over to AI. Lumber COI Agent is designed to assist your team, not replace its judgment.
The agent identifies requirements, analyzes coverage, and highlights potential exceptions. Your GC, controller, or compliance team can review the findings, investigate exceptions, and make the final call.
Frequently asked questions
Everything you need to know about Lumber COI Agent.
Can Lumber COI Agent read subcontract agreements?
Yes. The agent analyzes subcontract agreements to identify insurance requirements such as coverage types, limits, endorsements, and other contractual obligations.
Does the agent automatically approve or reject subcontractors?
No. Lumber COI Agent is designed to keep your team in control. It analyzes documents, surfaces potential issues, and provides compliance insights so your team can review the findings and make the final decision.
What does the agent check on a COI?
The agent can analyze relevant coverage information and compare it against the requirements identified in the subcontract, helping surface potential gaps such as missing coverage, insufficient limits, expired policies, or other exceptions.
Can it track COI expirations and renewals?
Yes. Lumber COI Agent is designed to help teams monitor insurance expiration and renewal requirements over the course of a project and beyond.
How does it help general contractors?
It reduces the manual effort required to review and track hundreds of subcontractor insurance documents, improves visibility into compliance, and helps teams identify potential coverage gaps earlier.
How long can insurance requirements need to be tracked?
Some contractual and warranty obligations may require insurance documentation to be maintained for years after project completion. Lumber COI Agent helps teams maintain visibility into these long-term requirements.